Bharadwaj Rao

Bharadwaj Rao is a dynamic business leader with over 20 years of experience shaping the future of financial services across the Asia-Pacific region. Currently serving as the Head of Sales for Australia and New Zealand at Nucleus Software, he spearheads technology-driven transformations in lending and transaction banking, helping financial institutions stay ahead in an era of disruption. Based in Melbourne, Australia, he plays a pivotal role in expanding Nucleus' presence in the region.
Having delivered cutting-edge fintech solutions to Australian enterprises since 2011 and led business growth in Japan from 2004, Bharadwaj brings a unique global perspective on resilience, innovation, and the convergence of technology and finance. His deep understanding of AI, automation, and digital ecosystems positions him as a key voice in the ANZ financial services industry.
A strong advocate for ecosystem collaboration, he is focused on forging strategic partnerships, enabling financial inclusion, and future-proofing financial institutions in Australia and New Zealand. At The Black Swan Summit 2025, he will share insights on how financial services can harness AI and fintech innovations to thrive in an unpredictable world.